Just an update in case any of you were wondering... I had to replace (3) Togglelinc switches and (2) Switchlinc switches due to the power issues I had last month. They just died. I wasn't even able to factory reset. Basically everything on a particular breaker went bye bye. Of course it had to be the breaker for most my outdoor lighting. Because now that it gets dark early why on Earth would I want the outside lights to work? Ugh. I did call Insteon and they had me ship back one of each switch so maybe I'll get an answer as to what happened. In the meantime, I have been study, study, studying and practicing and am starting to feel like I am getting closer to controlling my ISY instead of my ISY controlling me. Thank you all once again for all of the support and suggestions.