I've been using the original "pre-dual band" PLM (2412S) that shipped with my M1G/ISY system for 12 years now without any issues. Recently replaced my ISY99 with a new ISY994 and the old PLM is still working well. My understanding is that the 2413 dual-band PLMs had a heat problem? - and that's why they have a higher failure rate. My 2412S is just slightly warm, not sure if that's really the explanation, but it's an observation. There's also advice on these forums on how to use alternate PLMs to replace the 2412S/2413S, including using USB versions with serial-to-USB conversion. I notice that there's lots of 2412/13 PLMs selling on ebay now for hundreds of dollars. Strange times.
I'm also using several insteon thermostats (2441ZTH) and other than the pain of having to replace the batteries now and then, they are also working well. Like you, I committed to insteon a long time ago. It's been very reliable and trouble-free. I've collected a lifetime supply of dimmers, appliancelinks, and iolinks, and as stated I just bought a new controller. I intend to continue with insteon for a very long time.
Regards.