I agree completely with the concerns raised. I ran into the same issue as Teken with the All Off triggering the garage door to open. I have mine set up on Momentary A at this point and that's working better.
What I'd REALLY, REALLY like to see is an FAQ for "So you're installing an IOLinc garage door module, here's how to do it successfully."
The other thing I'd love to see is for the ISY to query the IOLinc Sensor a short while after the garage door is opened or closed, so that the ISY shows the correct status. Really, the same goes for any other module that updates without the ISY instigating, whether that's a light switch that sends a command or a sensor reading a status. It sure seems to me like the status doesn't get distributed by the affected modules all that well (if at all). I don't know if that's just a weakness of Insteon overall.
The All Off affecting thermostats and garage doors points to a problem with the underlying technology, not Universal Devices' issue, really, in trying to overload a protocol intended to turn lights on and off to perform other functions. The Insteon protocol needs to be revisited to permit classes of devices, such that commands like "All Off", clearly intended for lights, does not wind up opening (or closing) garage doors, or disabling thermostats. Both could have very serious consequences, especially if issued remotely (thinking about a house winding up with no heat and frozen/broken pipes in the winter time after an all off shut down thermostats, for example).